One account. Five rows. Still questions.

This interactive tour uses fixed synthetic inputs only. It cannot accept private records or change your buyer worksheet. The editable worked example is included in the product.

Compare the entered balances

Entered opening: $1,000.00
Included activity: -$20.00
Calculated closing: $980.00
Entered closing: $960.00
Difference: +$20.00

The February row is outside January and excluded. The repeated rent stays in the sum. GuardianBooks does not guess which entry to change.

Even if you entered $980.00 as closing, a zero difference would not prove completeness. Offsetting omissions and wrong dates could still be present.

Keep the exceptions with the output

Below is the full report generated from the synthetic worksheet, followed by its CSV and JSON previews. The app prints the reference index, not actual receipts. JSON restores the editable state; the review CSV is not a bank-import template.

Full report preview

GuardianBooks working worksheet

Working organizer - not a court accounting.

Entered inputs

Account nickname: Synthetic checking
Currency: USD
Period start: 2026-01-01
Period end: 2026-01-31
Entered opening: 1000.00
Entered closing: 960.00
Included activity: -$20.00
Calculated closing: $980.00
Difference: calculated minus entered: +$20.00

The entered balances and included activity differ. Investigate against your original records.

Worksheet notes

Synthetic example only. Review the repeated rent row against the original statement. The tool does not decide whether to remove it.

All transaction rows

T0001 · 2026-01-01 · $200.00

Deposit

Source: synthetic-bank.csv; line 2. Included in arithmetic.

Flags: No automatic flags. This is not proof of completeness.

Reference IDs: R0001

T0002 · 2026-01-10 · -$100.00

Rent

Source: synthetic-bank.csv; line 3. Included in arithmetic.

Flags: Possible exact duplicate

Reference IDs: R0001, R0002

T0003 · 2026-01-10 · -$100.00

Rent

Source: synthetic-bank.csv; line 4. Included in arithmetic.

Flags: Possible exact duplicate

Reference IDs: R0002

T0004 · 2026-02-01 · $50.00

Next month

Source: synthetic-bank.csv; line 5. Excluded from arithmetic.

Flags: Outside period: excluded; No reference entered

Reference IDs: None entered

T0005 · 2026-01-31 · -$20.00

Groceries

Source: synthetic-bank.csv; line 6. Included in arithmetic.

Flags: No reference entered

Reference IDs: None entered

Manual document-reference index

R0001 · January statement

Location: Example folder / January statement

Notes: Shared reference; no document uploaded.

Linked transactions: T0001, T0002

R0002 · Rent note

Location: Example folder / rent note

Notes: Manual location only.

Linked transactions: T0002, T0003

Scope and limits

Working organizer - not a court accounting. One USD cash account and one entered period only. A zero difference means entered amounts match arithmetically; it does not prove completeness, correct dates, lawful spending or absence of offsetting omissions. This is not outstanding-check reconciliation, full-asset accounting, court schedules, filing, deadline guidance, or tax/legal advice. Outside-period rows are excluded from arithmetic but retained. Possible duplicates are retained, never corrected automatically. No reference entered does not mean a receipt is legally required. Reference entered does not mean a document was inspected or is sufficient. Documents are not uploaded, verified or printed by this tool. Manually verify the original records and applicable official requirements. Downloads contain sensitive data and are not encrypted; store them safely.

CSV export preview

"GuardianBooks working worksheet"
"Limits","Working organizer - not a court accounting. One USD cash account and one entered period only. A zero difference means entered amounts match arithmetically; it does not prove completeness, correct dates, lawful spending or absence of offsetting omissions. This is not outstanding-check reconciliation, full-asset accounting, court schedules, filing, deadline guidance, or tax/legal advice. Outside-period rows are excluded from arithmetic but retained. Possible duplicates are retained, never corrected automatically. No reference entered does not mean a receipt is legally required. Reference entered does not mean a document was inspected or is sufficient. Documents are not uploaded, verified or printed by this tool. Manually verify the original records and applicable official requirements. Downloads contain sensitive data and are not encrypted; store them safely."
"Currency","USD"
"nickname","Synthetic checking"
"start","2026-01-01"
"end","2026-01-31"
"opening","1000.00"
"closing","960.00"
"notes","Synthetic example only. Review the repeated rent row against the original statement. The tool does not decide whether to remove it."
"Included activity","'-$20.00"
"Calculated closing","$980.00"
"Entered closing","$960.00"
"Difference (calculated minus entered)","'+$20.00"
"Input errors",""
"Transaction ID","Date","Description","Signed amount USD","Source","Source line","Included","Flags","Reference IDs"
"T0001","2026-01-01","Deposit","200.00","synthetic-bank.csv","2","yes","","R0001"
"T0002","2026-01-10","Rent","'-100.00","synthetic-bank.csv","3","yes","Possible exact duplicate","R0001; R0002"
"T0003","2026-01-10","Rent","'-100.00","synthetic-bank.csv","4","yes","Possible exact duplicate","R0002"
"T0004","2026-02-01","Next month","50.00","synthetic-bank.csv","5","no","Outside period: excluded; No reference entered",""
"T0005","2026-01-31","Groceries","'-20.00","synthetic-bank.csv","6","yes","No reference entered",""
"Reference ID","Description","Location","Notes","Linked transaction IDs"
"R0001","January statement","Example folder / January statement","Shared reference; no document uploaded.","T0001; T0002"
"R0002","Rent note","Example folder / rent note","Manual location only.","T0002; T0003"

JSON backup preview

{"format":"GuardianBooks","state":{"version":1,"currency":"USD","nickname":"Synthetic checking","start":"2026-01-01","end":"2026-01-31","opening":"1000.00","closing":"960.00","notes":"Synthetic example only. Review the repeated rent row against the original statement. The tool does not decide whether to remove it.","nextRow":6,"nextRef":3,"rows":[{"id":"T0001","date":"2026-01-01","description":"Deposit","cents":20000,"source":"synthetic-bank.csv","line":2,"refs":["R0001"]},{"id":"T0002","date":"2026-01-10","description":"Rent","cents":-10000,"source":"synthetic-bank.csv","line":3,"refs":["R0001","R0002"]},{"id":"T0003","date":"2026-01-10","description":"Rent","cents":-10000,"source":"synthetic-bank.csv","line":4,"refs":["R0002"]},{"id":"T0004","date":"2026-02-01","description":"Next month","cents":5000,"source":"synthetic-bank.csv","line":5,"refs":[]},{"id":"T0005","date":"2026-01-31","description":"Groceries","cents":-2000,"source":"synthetic-bank.csv","line":6,"refs":[]}],"refs":[{"id":"R0001","description":"January statement","location":"Example folder / January statement","notes":"Shared reference; no document uploaded."},{"id":"R0002","description":"Rent note","location":"Example folder / rent note","notes":"Manual location only."}]},"limits":"Working organizer - not a court accounting. One USD cash account and one entered period only. A zero difference means entered amounts match arithmetically; it does not prove completeness, correct dates, lawful spending or absence of offsetting omissions. This is not outstanding-check reconciliation, full-asset accounting, court schedules, filing, deadline guidance, or tax/legal advice. Outside-period rows are excluded from arithmetic but retained. Possible duplicates are retained, never corrected automatically. No reference entered does not mean a receipt is legally required. Reference entered does not mean a document was inspected or is sufficient. Documents are not uploaded, verified or printed by this tool. Manually verify the original records and applicable official requirements. Downloads contain sensitive data and are not encrypted; store them safely."}

Is a spreadsheet enough?

It may be. This is a small, portable preparation workflow, not unique arithmetic or a court accounting system. It does not cover court schedules, filing, deadlines, all assets or outstanding checks.

$19 USD once. Full refund requested within 30 days of purchase, without result-based conditions. Purchase through Stripe from the offer page.

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