:root{--ink:#1f2228;--muted:#5d626c;--line:#d8dbe0;--soft:#f3f4f6;--brand:#1d4f6e;--paper:#fff}
*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:18px/1.65 Georgia,"Times New Roman",serif}
a{color:var(--brand)}header.bt,main,footer.bt{width:min(100% - 32px,760px);margin:0 auto}
header.bt{padding:14px 0;border-bottom:1px solid var(--line);font:700 13px Arial,sans-serif;letter-spacing:.05em;text-transform:uppercase}
header.bt a{text-decoration:none}main{padding:36px 0}h1{font-size:clamp(32px,6vw,48px);line-height:1.15;margin:0 0 16px}
h2{font-size:28px;line-height:1.2;margin:42px 0 14px}h3{font-size:21px;margin:26px 0 8px}
.dek{font-size:20px;color:#3a3e46}.meta,.disclosure{font:14px/1.5 Arial,sans-serif;color:var(--muted)}
.disclosure{border:1px solid var(--line);background:var(--soft);padding:12px 14px;border-radius:6px}
.cta{border:2px solid var(--brand);border-radius:8px;padding:20px 22px;margin:30px 0;background:#f4f8fb}
.cta h2{margin-top:0;font-size:24px}.button{display:inline-block;background:var(--brand);color:#fff;padding:11px 18px;border-radius:6px;font:700 16px Arial,sans-serif;text-decoration:none}
.note{background:var(--soft);border-radius:8px;padding:16px 20px;margin:24px 0}
table{width:100%;border-collapse:collapse;font-size:16px;margin:18px 0}th,td{border-bottom:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}
.faq h3{margin-top:22px}footer.bt{padding:24px 0 40px;border-top:1px solid var(--line);font:13px/1.55 Arial,sans-serif;color:var(--muted)}